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SKMF loans
SMS Banking Order
Up to 120 months
interest rates

(FIFD 3.19% – 3.36%)

Minimum loan amount

According to the rules of SKMF Fund

Maximum loan amount

According to the rules of SKMF Fund

Fee and other costs

0.5% or 500 currency unit
According to cash cost of expenditure– valid tariffs

Payment form

According to the rules of SKMF Fund

Minimum business activity

6 months


Mortgage of movable and immovable property, securities, term and permanent deposits, bank guarantees

SMS-Notification– while performing operation from account (both of ATM, POS–terminal and internet) message which decribes place, amount, time, minute and balance of operation to your mobile phone immediately.

This service allows clients control their card account via mobile phones. Client is received SMS notification automatically during every operation performed by his plastic card immediately, this is very important from safety point of view when card is lost and other cases. If your card is used without your knowledge, promt message will point where and how much money is used from your card.

Existing card owners of AIB should contact 137 number- Bank Information Center or one of our branches in order to joint in service.

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